Aspirations are an independent mortgage broker helping clients move home, re-mortgage, buy their very first home and purchase property as an investment, commonly known as buy to let. We can also help those clients who may have affordability or credit issues.
We have offices in Bradley Stoke and Wiltshire and therefore support clients from far afield.
We are able to source finance from most of the lenders in the UK, including specialist lenders. This means our clients gain access to the most cost effective mortgages.
Why not give us a try and see what we can do for you, either call us or fill in the Quick Quote.
OK so you’re moving home, perhaps buying a larger property as the family grows or you just need more space. You have a mortgage on your current home, but unsure whether they are offering you the best deal? Perhaps your current lender is unwilling to help with the additional finance needed? There could be large savings by exploring other lenders through ourselves, so for a free no obligation quick quote, complete the form and we will be in touch with you, within 24 hours.
Switching from your current lender to another.
Perhaps you have come to the end of your current mortgage deal, and wish to take out a new one. It’s worth starting the search about 3 months before your current deal ends, to avoid your loan attracting your lenders standard variable rate which will almost certainly be much higher. It may be that re-mortgaging is not the best option for you, as there may be fees payable to a new lender, that outweigh the saving from a cheaper interest rate. By coming to Aspirations, we can research the mortgage market to find the most cost effective deal for you. If your circumstances have changed, you may want to review other aspects of your mortgage, including the overall term, Aspirations can help with that too.
To help us help you, why not complete our quick quote and we will be in touch within 24 hours.
First Time Buyers
Buying your first home can be daunting, where do you start? Deciding where you want to live is top of the list, followed by understanding the value of property in your chosen area. How much have you saved as a deposit? The larger the deposit the more choice you have of the deals on offer. You now want to know which type of home you can afford, and this is where Aspirations can help you.
A meeting with us will identify how much you can borrow and the type of mortgage that’s suitable for you. As a result you now know how much you can afford to pay for your first home – great news! The viewings can begin and you can make offers, once an offer is accepted you can come back to us so we can analyse your finances in more detail, confirm affordability and complete an application. We will take charge right through to completion, keeping you informed every step of the way.
To see how Aspirations can help you get on the property ladder complete our quick quote and we will be back in touch within 24 hours
Buy to Let
A growing sector of the mortgage market, led by low interest rates and demand for rented property. OUR clients become landlords for a number of reasons, including the desire to diversify an existing investment portfolio, to supplement pension income or simply to provide somewhere for the grown up children to live independently.
The mortgage market offers an array of products for first time landlords and portfolio landlords. At Aspirations we can help you choose the right mortgage deal for you in what can be a complex market. We can access most of the lenders operating in this market and source the right deal for you. Give us a try and complete the quick quote. We will be in touch within 24 hours.
Selling your house
We all know that selling your house in the traditional way can be costly. Aspirations can help reduce these costs in partnership with agentonline.co.uk . Click on the link below to find out how.
Interested in how we can help? Then please call us now on 01454 501 959 or use the contact form and speak to our specialist Mortgage Adviser who will give you some of the best mortgage advice and help available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up your mortgage repayments.
A fee of £345 for arranging the mortgage may apply on application of the mortgage.
The FCA does not regulate some forms of buy to let mortgages.
Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.