January 2015
Pension Changes – April 2015

Do you want to know what’s changing in April ? Click on the link below to access¬†our useful summary of pension changes and see how you might benefit! If you would like more help and advice, call us and arrange to speak to one of our Pension Specialists. Pensions Update -January 2015  

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Jan
2015
April 2014
Would you pass a mortgage stress test?

The Mortgage Market Review introduced new mortgage rules effective from 26th April 2014 which means Mortgage lenders will decline potential borrowers from taking loans unless they can show how they could afford to repay them when interest rates rise. The new rules aim to ensure that even if borrowers take on low interest fixed rates now, they can still afford the commitment if a higher

26

Apr
2014
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Budget Retirement Changes

Budget Retirement Changes

at News - by Aspirations IFA

The annual budget was delivered by the Chancellor on 19th March 2014. He announced some major changes to the pensions market which affect the way you can draw your pension benefits in retirement. Prior to the 2014 Budget, the rules stated that after potentially taking up to 25% as a tax free lump sum when you retire your personal pension is used to purchase an

09

Apr
2014
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The Value of Independence

The Value of Independence

at News - by Aspirations IFA

For many people, financial advice has traditionally been provided by their bank or building society. However, economic factors and regulatory changes have meant that many of the High Street institutions have either pulled out of the market or massively reduced their service. This has left many people feeling they cannot access advice! The best way to gain access to financial advice is to speak to

01

Apr
2014
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April 2014

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